Why Choose Quicksure (Old Mutual Insure)

At iCAUR Cover, our comprehensive insurance solutions offer a wide range of additional benefits and services, combined with innovative technology designed to make life easier, safer and more convenient for you and your family.

Through a fully integrated web app, iCAUR owners can enjoy greater convenience, enhanced protection and access to smart features that simplify their insurance experience.

Specifically designed for iCAUR owners, our product combines comprehensive vehicle insurance with smart innovation and value-added benefits — delivering confidence, convenience and true peace of mind on every journey.

Why iCAUR Cover?

At iCAUR Cover our insurance policy offers you a wide variety of additional benefits and services, as well as state-of-the-art technology by means of a fully integrated web app — making life easier, better and safer for you and your family.

Our product has been designed to provide the iCAUR Owner with a combination of comprehensive insurance cover and smart innovation — delivering real peace of mind.

iCAUR COVER — BORN TO PLAY. COVERED TO CONQUER

Insurance designed for the iCAUR driver. Comprehensive protection that understands and meets your unique needs. With iCAUR Cover you’re not just protected — you’re empowered, with seamless, hassle-free coverage via our range of value-added products and services.

iCAUR Cover is underwritten by one of South Africa’s top 5 insurers, Old Mutual Insure. Preferential rates are offered to the iCAUR Owner (T&Cs apply, profile dependent).

  • Roadside Assist — 24/7, 365 days
  • Medical Assist — 24/7 telephonic
  • Bail Panic — available 24/7
  • Private Security Services
  • Lifestyle Benefits — 350+ premier brands
  • Fines & Licence Portal — voluntary
  • Home Drive — 3 trips per year
  • Legal Assist — advice & documents
  • Emergency Fire Services
  • Quicksure Mobile App
  • Travel Portal
  • Quicksure Roadside Assist Plus
  • Premiere Car Hire Cover
  • Premiere Tyre Protect
  • Premiere Premium Protect
  • Quicksure Accidental Medical Cover
  • Extended Personal Liability
  • Premiere Standard Motor Excess Protect
  • Premiere Scratch & Dent Protect
  • Premiere Top-Up Protect
  • Digimune Individual Pro & Family Pro

01  EXCESS / MOTOR PROTECT

  • Covers the basic excess payable by the client
  • Limit of indemnity up to R5 000
  • Windscreen excess protect up to R3 000

Additional conditions: A one-month waiting period applies (31 days).

02  CAR HIRE

  • In the event of accidental or total loss
  • Choose from 30 | 60 | 90 days

Optional extensions: 2 days routine service · 7 days breakdown; Deposit protect · excess waiver.

03  SCRATCH & DENT
LIMIT: R4 000 / 6-MONTH INTERVAL

  • Stone chips, dents & scratches
  • Repairable windscreen & glass chips
  • Hail damage · rims & mags · bumpers
  • Tar removal

Additional conditions: A three-month waiting period applies (90 days).

04  PREMIUM PROTECT

  • Accidental death · permanent total disability · retrenchment
  • Bereavement expenses R10 000
  • 6 or 12 months insurance premium covered

Conditions: Permanent disability — one-month wait (except accident), Retrenchment — six-month wait.

05  TYRE PROTECT
DAMAGE TO ANY TYRE & RIM

  • Max two tyres & two rims per incident
  • Opt 1 R5 000/tyre · Opt 2 R10 000 · Opt 3 R20 000
  • R2 000 per rim · optional betterment waiver

Additional conditions: A one-month waiting period applies (31 days).

06  TOP-UP PROTECT

  • Settles remaining balance if vehicle is stolen or written off
  • Covers shortfall between finance & insurance payout

  • Includes residual (balloon) payment

  • Maximum payout R200 000

Terms & conditions apply.
Please refer to the detailed policy wording available from your broker in conjunction with this brochure. Terms & conditions apply. Quicksure & Quicksure Commercial (Pty) Ltd — FSP Numbers 16902 & 16903 are authorised Financial Services Providers. A Division of Lizzard Administrators (Pty) Ltd, Reg: 2011/0936307, Authorised Financial Services Provider FSP No: 45407.

Call Centre: 0100 22 6837
Email: insurance@icaurcover.co.za

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